In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.
The Richest Man in Babylon by George S. Clason
Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
Grateful to Terran in helping me to secure a comprehensive critical illness coverage with cash value despite me being diagnosed with Type 2 Diabetes! Would recommend Terran to those who are also experiencing a difficulty in getting coverage due to diabetes.
Hong Liang, Assistant Branch Manager
Terran was very nice and really did not hard sell and just truly wants to help a friend to get insured and protected. Really felt good for that!
Yi Sheng, Senior Associate, eCommerce
Terran demonstrates good knowledge of the financial products that he has recommended and he caters the discussion for my needs specifically. Would recommend him to anyone in need of financial advice!
Victor Chow, Field Engineering Manager
Terran has been extremely patient and professional. He took time to understand my situation and needs before providing a systematic solution for my next funds purchase and planning for my retirement.
Happy with my perspective towards investment and retirement planning!
Sophia Yang
Thank you for helping me with my financial planning & customizing policies suitable for me. It was great talking to you and I hope that you will continue to share what you believe in and influence more people around you. Jia you!
Rachael Lau
Terran has been very helpful with helping me understand what kind of policies would suit me. I appreciate his eagerness & earnestness in wanting to help & his sense of responsibility in getting the job done & keeping me updated on the progress.
